Initial Disclosures

Our idsDoc system is interfaced with your loan origination system (LOS) making ordering initial documents quick and accurate. A few keystrokes and you will get compliant and specific disclosures that can be delivered in 1 of 3 ways, letting you choose which is most convenient for you.

When it comes to initial disclosures, 100% compliance is first priority. It is essential to feel confident that your disclosures are prepared and delivered in accordance with RESPA guidelines. As an experienced mortgage document company we have been involved with compliance for over 20 years, and if you are already familiar with our idsDoc system you know about our commitment to flexibility in terms of free customizations and responsive 24/7 customer service. Processing initial disclosures has never been so easy.

Three delivery options:

1. In-House Fulfillment Center

We will print, stuff, and mail the disclosure packet for you. Save on labor and printing costs associated with delivering disclosures. Comply with time sensitive RESPA deadlines as our fulfillment center is equipped to send 1000’s of disclosures daily.

2. E-disclosures

This paperless option sends electronic copies of the disclosures to the email address gathered from the 1003. In order to comply with federal RESPA laws a notification is sent when the email is opened to confirm the borrower has received it. If the email remains unopened past the 2nd day it triggers a fallback option to print and send hardcopy documents to the borrower from our fulfillment center.

3. Print locally

Once the disclosures are prepared on the system a PDF file is generated so you can print and send them from your office, similar to printing closing documents.

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